CDs & IRAs

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Certificates of Deposits (CDs)

Peace of mind comes with our CDs. CDs are the answer to a safe and profitable way to invest your money at a rate that is guaranteed for the length of the term. With CD's your dollars are FDIC insured so you can have the peace of mind that your money is safe and working for you. For your convenience use the Electronic Deposit Insurance Estimator (EDIE) to learn more about your insurance coverage www.fdic.gov/edie/.

  • Minimum deposit of $1000
  • Terms from 90 days to 5 years
  • Interest rates are subject to change; however, they are fixed for the term of the CD
  • Interest paid semi-annually or at maturity
  • Interest can be deposited to another FNB account
  • Automatic renewal for your convenience
  • Accounts are subject to penalties for early withdrawal

Individual Retirement Accounts (IRAs)

Plan for the future by investing today. IRAs are savings plans that provide income tax advantages for retirement savings. We offer a variety of IRA plans to fit every investor's goals including Traditional, ROTH, SEP and Educational. Please see our Customer Service Representatives for further details.

  • Minimum deposit of $100
  • Terms from 12 months to 60 months
  • Interest rates are subject to change; however, they are fixed for the term of the IRA
  • Interest paid semi-annually or at maturity
  • Automatic renewal for your convenience