Online Banking


First National Bank of Pana is able to empower its customers to perform their banking needs whenever, wherever, and however they wish with First National Bank of Pana’s Online Banking. With point and click simplicity, even novice users can have immediate access to vital banking functions, 24 hours a day, 365 days a year.

First National Bank of Pana's Online Banking allows our customers secure and convenient access to their accounts using the Internet anytime. Some of the functions available with Online Banking are:

  • Access and print information on all accounts, including loans
  • Review and print transactions
  • Confirm deposits, withdrawals and checks cleared
  • Transfer funds between accounts and make loan payments
  • View deposits and checks cleared
  • Receive E-Mail Alerts

Initial Online Banking Login Directions

You will first submit the online application, by selecting new user located in the top right corner of the home page or clicking this link. Once your application is processed you will receive an email with instruction and a link to follow to complete the application. The email will be sent to the email you provide on the application.

Step 1-The email will be delivered by on behalf of, with a subject line of Internet Banking Setup. Depending on security settings this email may be sent to your spam/junk folder.

Please follow the link within the email.

Step 2, Enter your security code. Please enter the login ID you chose on your application plus the last 4 of your social security number. Example: Minnie Mouse, User ID mmouse, SSN- 123456789, Security code would be mmouse6789. This is only an example, please do not use this information to login.

Step 3- Create a user name and password. You may use the original user ID from the application.

Step 4- Security Questions and Answers- Select the questions and answers you will remember. The answers are case and space sensitive.

Step 5-Personal Greeting and Image. Select a greeting and personal image.

Step 6- Enter the answer to the security question displayed. Enter your designated password. (These two fields are case sensitive). Verify the email address is correct.

You should now be able to view your account information.

If you have any questions please feel free to contact a customer service representative at any of our 4 locations.

Online Bill-pay

Online Bill Pay is quick, convenient, and secure. With First National Bank of Pana you can pay your bills 24/7 at home or out of town. Make payments automatically on the date you select.

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Sign into Online Banking, then select the Bill Pay tab. Choose who you want to pay. Enter payment amount and payment due date. Click make payment and you are done!

Bill Pay customers can review their bills online and make payments with the click of a mouse. Enrolling in Bill Pay is Simple! Log into your existing First National Bank of Pana Online account and select “Bill Pay” from the side menu bar. Complete the enrollment form and submit.

When you use Internet Banking with Bill Payment, you're in complete control of your finances and payments. Pay your bills in minutes, whenever it's convenient for you, and lower your risk of identity theft by paying and receiving bills online rather than by mail.

  • Send payments to almost anyone to whom you otherwise would write a check to.
  • Quickly set up your Pay To accounts - all you need is a copy of your paper bill so that you can enter your account number and Pay To account information. You can view, modify, or even cancel your payments up until the payment date you schedule.

Online Statements

Access all of your account statements through your online banking. You can view your online statements anytime, anywhere! The statements are easy to access, you just log into your online banking and you are ready to view your most recent statements and past statements up to 90 days.