Rates

 
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We offer a variety of products with competitive rates and experienced personnel to help meet your banking needs.

Personal Product Rates

Accounts Min. Opening Deposit Interest Rate APY*
NOW Account b $750.00 .05% .05%
Super NOW Account b $1,500.00 .20% .20%
Super First Account b, e Daily Balances of:
up to $2,499.99 $2,500.00 .05% .05%
$2,500.00 - 9,999.99 $2,500.00 .05% .05%
$10,000.00 - 24,999.99 $2,500.00 .10% .10%
$25,000.00 - 49,999.99 $2,500.00 .20% .20%
$50,000.00 and up $2,500.00 .40% .40%
Quality Club NOW Account b $750.00 .05% .05%
Quality Club Super NOW Account b $1,500.00 .20% .20%
Health Savings Account b $100.00 .35% .35%
Regular Savings b $100.00 .10% .10%
First Premium Savings b Daily Balances of:
up to $9,999.99 $10,000.00 .05% .05%
$10,000.00 - 24,999.99 $10,000.00 .10% .10%
$25,000.00 - 49,999.99 $10,000.00 .20% .20%
$50,000.00 and up $10,000.00 .40% .40%
Christmas Club Account b $5.00 .10% .10%
First Class Interest Bearing Club b $2,500.00 .25% .25%

Business Product Rates

Accounts Min. Opening Deposit Interest Rate APY*
Super Now Business Account b $1,500.00 .20% .20%
Super First Business Account b, e Daily Balances of:
up to $2,499.99 $2,500.00 .05% .05%
$2,500.00 - 9,999.99 $2,500.00 .05% .05%
$10,000.00 - 24,999.99 $2,500.00 .10% .10%
$25,000.00 - 49,999.99 $2,500.00 .20% .20%
$50,000.00 and up $2,500.00 .40% .40%
Regular Business Savings b $100.00 .10% .10%
Business First Premium Savings b Daily Balances of:
up to $9,999.99 $10,000.00 .05% .05%
$10,000.00 - 24,999.99 $10,000.00 .10% .10%
$25,000.00 - 49,999.99 $10,000.00 .20% .20%
$50,000.00 and up $10,000.00 .40% .40%

a A penalty may be imposed for early withdrawal

b The Interest rate and annual percentage yield may change after account opening

c Daily balance. The amount of the principal in the account each day

d Service Charge if balance falls below $1,500 monthly. Under federal regulations, unlimited withdrawals if made in person, otherwise allowed up to 6 withdrawals per monthly statement cycle, including 3 by telephone or electronic transfer to third parties

e Service Charge if balance falls below $2,500 monthly. Under federal regulations, unlimited withdrawals if made in person, otherwise allowed up to 6 withdrawals per monthly statement cycle, including 3 by telephone or electronic transfer to third parties

f This product rewards your relationship with the First National Bank with a premium interest rate. Earn an additional .25% on your money when you have a primary business or personal checking account established


Fees could reduce the earnings on the account. Interest Rates and Annual Percentage Yields are current as of 1/29/2013. Rates subject to change without notice.